{"id":23683,"date":"2026-11-04T21:48:58","date_gmt":"2026-11-04T21:48:58","guid":{"rendered":"https:\/\/severeinjurylawyers.com\/?page_id=23683"},"modified":"2026-11-04T21:48:58","modified_gmt":"2026-11-04T21:48:58","slug":"car-repairs-after-accident-texas-insurance","status":"publish","type":"page","link":"https:\/\/severeinjurylawyers.com\/es\/faq\/car-repairs-after-accident-texas-insurance\/","title":{"rendered":"\u00bfQui\u00e9n paga las reparaciones del auto despu\u00e9s de un accidente en Texas?"},"content":{"rendered":"\n<style>.jr{--gold:#F3B937;--gold-soft:rgba(243,185,55,.14);--gold-line:rgba(243,185,55,.40);--bg:#000;--panel:#121212;--panel-2:#181818;--text:#fafafa;--text-2:rgba(250,250,250,.87);--muted:rgba(250,250,250,.60);--rule:rgba(250,250,250,.09);--rule-2:rgba(250,250,250,.17);--heading:\"Montserrat\",system-ui,-apple-system,sans-serif;--body:\"Source Sans 3\",\"Source Sans Pro\",system-ui,-apple-system,sans-serif;--mono:\"JetBrains Mono\",ui-monospace,monospace;--maxw:1240px;--gut:32px;--hdr:62px;--sec:56px;\n  margin-block:0;margin-inline:calc(50% - 50vw);max-width:100vw;background:var(--bg);color:var(--text);font-family:var(--body);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:clip}\n.jr *,.jr *::before,.jr *::after{box-sizing:border-box}\n.jr a{color:inherit;text-decoration:none}\n.jr img{max-width:100%;height:auto;display:block}\n.jr p,.jr ol,.jr ul,.jr blockquote,.jr figure{margin:0;padding:0}\n.jr ul,.jr ol{list-style:none !important;margin:0 !important;padding:0 !important}\n.jr li{margin:0 !important;padding:0 !important;list-style:none !important}\n.jr li::marker{content:none}\n.jr h1,.jr h2,.jr h3{font-family:var(--heading);font-weight:800;color:#fff !important;margin:0;padding:0;border:0;text-transform:none;text-wrap:balance;letter-spacing:-.02em}\n.jr a:focus-visible,.jr input:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:6px}\n.jr .wrap{max-width:var(--maxw);margin:0 auto;padding:0 var(--gut);position:relative}\n@media (min-width:1000px){.jr{--hdr:92px;--sec:64px}}\n.jr .jf-kick{font-family:var(--heading);font-weight:700;font-size:13px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold)}\n.jf-vid{position:relative;display:block;border-radius:9px;overflow:hidden;aspect-ratio:16\/9;background:#000;border:1px solid var(--rule-2)}\n.jf-vid img{width:100%;height:100%;object-fit:cover}\n.jf-play{position:absolute;left:12px;bottom:12px;width:56px;height:56px;border-radius:50%;display:grid;place-items:center;background:var(--gold);color:#000;box-shadow:0 10px 30px rgba(0,0,0,.55),0 0 0 8px rgba(243,185,55,.22);transition:transform .2s}\n.jf-play svg{margin-left:4px}\n.jf-vid:hover .jf-play{transform:scale(1.08)}\n.jr .jf-len{position:absolute;right:10px;bottom:10px;font-family:var(--mono);font-size:13px;font-weight:700;line-height:1.4;padding:3px 8px;border-radius:5px;background:rgba(0,0,0,.78);color:#fff}\n.jf-vid iframe{position:absolute;inset:0;width:100%;height:100%;border:0}\n.jc-grid{display:grid;gap:20px;grid-template-columns:repeat(3,minmax(0,1fr))}\n.jc-grid.jc-list{gap:14px;grid-template-columns:repeat(2,minmax(0,1fr))}\n.jc-list .jc{flex-direction:row;align-items:center}\n.jc-list .jc-img{flex:0 0 196px;margin:12px 0 12px 12px;border-radius:8px}\n.jc-list .jc-body{padding:12px 18px;gap:6px;justify-content:center}\n.jc-list .jc h3{font-size:17.5px}\n.jr .jc-list .jc-by{margin-top:0}\n.jc{position:relative;display:flex;flex-direction:column;background:var(--panel);border:1px solid var(--rule);border-radius:12px;overflow:hidden;transition:border-color .2s,transform .2s}\n.jc:hover{border-color:var(--gold-line);transform:translateY(-2px)}\n.jc:focus-within{outline:3px solid var(--gold);outline-offset:2px}\n.jc-img{position:relative;aspect-ratio:16\/9;background:#000;overflow:hidden}\n.jc-img img{width:100%;height:100%;object-fit:cover}\n.jc-play{position:absolute;left:10px;bottom:10px;width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:var(--gold);color:#000;box-shadow:0 6px 18px rgba(0,0,0,.55),0 0 0 5px rgba(243,185,55,.22)}\n.jc-play svg{margin-left:2px}\n.jc-body{display:flex;flex-direction:column;gap:8px;flex:1;padding:14px 16px 16px}\n.jc h3{font-size:17px;line-height:1.3;letter-spacing:-.01em}\n.jc h3 a::after{content:\"\";position:absolute;inset:0}\n.jc h3 a:focus-visible{outline:none}\n.jc:hover h3{color:var(--gold) !important}\n.jr .jc-by{margin-top:auto;font-size:14px;color:var(--muted)}\n.jr blockquote.jf-quote{margin:18px 0 0 !important;padding:14px 16px !important;border:0 !important;border-left:0 !important;border-radius:9px;background:rgba(243,185,55,.07) !important;box-shadow:inset 3px 0 0 var(--gold);quotes:none;font-style:normal}\n.jr blockquote.jf-quote::before,.jr blockquote.jf-quote::after{content:none !important}\n.jr .jf-quote p{font-family:var(--heading);font-weight:600;font-size:16px;line-height:1.45;color:#fff}\n.jr .jf-quote footer{margin-top:8px;font-size:14px;color:var(--muted)}\n.jf-quote cite{font-style:normal;font-weight:700;color:var(--text-2)}\n.jf-quote footer a{color:var(--gold);font-family:var(--mono);font-weight:700}\n.jf-close{padding:var(--sec) 0 calc(var(--sec) + 8px);text-align:center;background-color:#0a0a0a;background-image:radial-gradient(800px 380px at 50% 100%,rgba(243,185,55,.12),transparent 65%);border-top:1px solid var(--rule)}\n.jf-close h2{font-size:clamp(26px,3.2vw,40px)}\n.jr .jf-close p.jf-cl{color:var(--text-2);max-width:38em;margin:12px auto 0;font-size:18px}\n.jf-cta{display:flex;flex-wrap:wrap;justify-content:center;gap:14px;margin-top:24px}\n.jf-cta a{font-family:var(--heading);font-weight:800;font-size:17px;padding:14px 26px;border-radius:999px;border:1px solid var(--gold);display:inline-flex;align-items:center;gap:10px}\n.jf-cta a.call{background:var(--gold);color:#000}\n.jf-cta a.call:hover{background:#ffc94d}\n.jf-cta a.msg{color:#fff}\n.jf-cta a.msg:hover{background:rgba(243,185,55,.12)}\n.jr .jf-note{max-width:60em;margin:28px auto 0;color:var(--muted);font-size:14px}\n@media (max-width:979px){.jc-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.jc-grid.jc-list{grid-template-columns:minmax(0,1fr)}}\n@media (max-width:640px){.jr{--gut:18px;--sec:40px}.jf-play{width:48px;height:48px;left:10px;bottom:10px}\n  .jc-grid,.jc-grid.jc-list{grid-template-columns:minmax(0,1fr);gap:10px}.jc{flex-direction:row;align-items:center}.jc-img,.jc-list .jc-img{flex:0 0 132px;margin:10px 0 10px 10px;border-radius:8px}\n  .jc-body,.jc-list .jc-body{padding:10px 12px;gap:4px}.jc h3,.jc-list .jc h3{font-size:15.5px}.jc-play{width:26px;height:26px;left:6px;bottom:6px;box-shadow:0 0 0 3px rgba(243,185,55,.22)}.jc-play svg{width:12px;height:12px}\n  .jr .jc .jf-len{right:5px;bottom:5px;font-size:11px;padding:1px 5px}.jr .jc-by{font-size:13px}}\n\n.jq-hero{background-color:#0a0a0a;background-image:radial-gradient(900px 380px at 20% 0,rgba(243,185,55,.11),transparent 65%),radial-gradient(rgba(255,255,255,.028) 1px,transparent 1.6px);background-size:100% 100%,24px 24px;padding:calc(var(--hdr) + 36px) 0 36px;border-bottom:1px solid var(--rule)}\n.jr .jq-crumbs ol{display:flex;flex-wrap:wrap;gap:8px;font-size:14px;color:var(--muted)}\n.jq-crumbs li+li::before{content:\"\/\";margin-right:8px;color:var(--rule-2)}\n.jq-crumbs a{color:var(--text-2);text-decoration:underline;text-decoration-color:var(--rule-2);text-underline-offset:3px}\n.jq-crumbs a:hover{color:#fff}\n.jr .jq-hero .jf-kick{margin-top:28px}\n.jq-hero h1{font-size:clamp(30px,4vw,50px);line-height:1.07;letter-spacing:-.03em;max-width:20em;margin-top:12px}\n.jr .jq-by{display:flex;align-items:center;gap:12px;margin-top:22px;color:var(--text-2);font-size:15px}\n.jq-face{display:block;width:56px;height:56px;flex:0 0 56px;border-radius:50%;overflow:hidden;border:2px solid var(--gold-line);background:#1a1a1a}\n.jq-face picture{display:block;width:100%;height:100%}\n.jr .jq-face img{width:100%;height:100%;max-width:none;object-fit:cover;object-position:50% 20%;border-radius:50%}\n.jq-by a{color:#fff;font-weight:700;text-decoration:underline;text-decoration-color:var(--gold-line);text-underline-offset:3px}\n.jq-main{padding:40px 0 var(--sec)}\n.jq-grid{display:grid;gap:28px;grid-template-columns:minmax(0,1fr)}\n.jq-player{position:relative;aspect-ratio:16\/9;border-radius:12px;overflow:hidden;border:1px solid var(--rule-2);background:#000}\n.jq-player .jf-vid{position:absolute;inset:0;border:0;border-radius:0;aspect-ratio:auto}\n.jq-player iframe{position:absolute;inset:0;width:100%;height:100%;border:0}\n.jq-ch{margin-top:18px}\n.jr .jq-label{font-family:var(--heading);font-weight:700;font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--gold)}\n.jr .jq-chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px !important}\n.jq-chip{display:inline-flex;align-items:center;gap:8px;min-height:40px;padding:7px 14px;border-radius:999px;border:1px solid var(--rule-2);background:rgba(255,255,255,.03);font-size:14px;line-height:1.3;color:var(--text-2)}\n.jq-chip:hover{border-color:var(--gold-line);color:#fff}\n.jf-t{font-family:var(--mono);font-weight:700;color:var(--gold)}\n.jq-answer{background:var(--panel);border:1px solid var(--rule);border-radius:12px;padding:26px}\n.jr .jq-a{margin-top:10px;font-size:18px;line-height:1.55;color:#fff}\n.jq-sec{padding:var(--sec) 0;border-top:1px solid var(--rule)}\n.jq-sec.alt{background-color:#16161a;background-image:linear-gradient(180deg,#19191e,#0f0f12)}\n.jq-sec h2{font-size:clamp(24px,2.8vw,34px);line-height:1.12;letter-spacing:-.03em}\n.jr ul.jq-pts{display:grid;gap:16px;grid-template-columns:repeat(2,minmax(0,1fr));margin-top:24px !important}\n.jr .jq-pts li{display:flex;gap:16px;align-items:flex-start;background:var(--panel);border:1px solid var(--rule);border-radius:12px;padding:22px !important}\n.jq-n{flex:0 0 32px;height:32px;border-radius:50%;background:var(--gold);color:#000;font-family:var(--mono);font-weight:700;font-size:15px;display:grid;place-items:center}\n.jr .jq-pts p{color:var(--text-2)}\n.jq-two{display:grid;gap:32px;grid-template-columns:minmax(0,1fr);align-items:start}\n.jr .jq-detail p{margin-top:14px;color:var(--text-2);font-size:17px}\n.jq-next{background:var(--panel);border:1px solid var(--gold-line);border-radius:12px;padding:26px}\n.jq-next h2{font-size:22px;line-height:1.2}\n.jr .jq-next ol{display:grid;gap:14px;margin-top:16px !important;counter-reset:jqs}\n.jr .jq-next li{position:relative;padding-left:42px !important;color:var(--text-2);counter-increment:jqs}\n.jq-next li::before{content:counter(jqs);position:absolute;left:0;top:0;width:28px;height:28px;border-radius:50%;border:1px solid var(--gold);color:var(--gold);font-family:var(--mono);font-weight:700;font-size:14px;display:grid;place-items:center}\n.jq-deeper{background:rgba(243,185,55,.07);border:1px solid var(--gold-line);border-radius:12px;padding:20px 24px;margin-bottom:var(--sec)}\n.jr .jq-rel{margin-top:6px;color:var(--text-2);font-size:17px}\n.jq-rel a{color:var(--gold);font-weight:700;text-decoration:underline;text-decoration-color:var(--gold-line);text-underline-offset:3px}\n.jq-relh{display:flex;flex-wrap:wrap;align-items:baseline;justify-content:space-between;gap:8px 24px;margin-bottom:24px}\n.jq-all{font-family:var(--heading);font-weight:700;font-size:15px;color:var(--gold);text-decoration:underline;text-decoration-color:var(--gold-line);text-underline-offset:3px}\n@media (min-width:980px){.jq-grid{grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:32px;align-items:start}\n  .jq-two{grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:48px}}\n@media (max-width:640px){.jq-hero{padding:calc(var(--hdr) + 24px) 0 28px}.jr .jq-hero .jf-kick{margin-top:22px}.jr .jq-by{margin-top:18px}.jq-main{padding:24px 0 var(--sec)}.jq-grid{gap:24px}\n  .jq-answer,.jq-next{padding:20px}.jr .jq-a{font-size:17px}.jr ul.jq-pts{grid-template-columns:minmax(0,1fr);gap:10px;margin-top:18px !important}.jr .jq-pts li{gap:12px;padding:16px !important}\n  .jr .jq-pts p{font-size:16px;line-height:1.55}.jq-n{flex-basis:28px;height:28px;font-size:14px}.jq-deeper{padding:18px}.jq-relh{display:grid;gap:6px;margin-bottom:16px}}<\/style>\n<div class=\"jr\" id=\"jf\"><header class=\"jq-hero\"><div class=\"wrap\"><nav class=\"jq-crumbs\" aria-label=\"Breadcrumb\"><ol><li><a href=\"https:\/\/severeinjurylawyers.com\/\">Home<\/a><\/li><li><a href=\"https:\/\/severeinjurylawyers.com\/faq\/\">Car Accident FAQ<\/a><\/li><li aria-current=\"page\">Who pays for car repairs after an accident in Texas?<\/li><\/ol><\/nav><p class=\"jf-kick\">Fault and insurance<\/p><h1>Who pays for car repairs after an accident in Texas?<\/h1><p class=\"jq-by\"><span class=\"jq-face\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/severeinjurylawyers.com\/wp-content\/uploads\/2026\/11\/matthew-graham-litigation-lawyer-300x300.jpg\" alt=\"Matthew Graham\" width=\"56\" height=\"56\"><\/span><span>Answered on video by <a href=\"https:\/\/severeinjurylawyers.com\/about-us\/matthew-graham\/\">Matthew Graham<\/a>, Managing Litigation Attorney<\/span><\/p><\/div><\/header><section class=\"jq-main\" aria-label=\"Answer and video\"><div class=\"wrap jq-grid\"><div class=\"jq-media\"><div class=\"jq-player\" data-yt=\"FnYN-kr3hiE\"><a class=\"jf-vid\" href=\"https:\/\/www.youtube.com\/watch?v=FnYN-kr3hiE\" data-yt=\"FnYN-kr3hiE\"><img src=\"https:\/\/i.ytimg.com\/vi_webp\/FnYN-kr3hiE\/maxresdefault.webp\" srcset=\"https:\/\/i.ytimg.com\/vi_webp\/FnYN-kr3hiE\/sddefault.webp 640w, https:\/\/i.ytimg.com\/vi_webp\/FnYN-kr3hiE\/maxresdefault.webp 1280w\" sizes=\"(min-width:1240px) 668px, (min-width:980px) 58vw, 100vw\" alt=\"Matthew Graham answers on video: Who pays for car repairs after an accident in Texas?\" width=\"1280\" height=\"720\" fetchpriority=\"high\" decoding=\"async\"><span class=\"jf-play\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" width=\"28\" height=\"28\"><path d=\"M8 5v14l11-7z\" fill=\"currentColor\"\/><\/svg><\/span><span class=\"jf-len\">0:49<\/span><\/a><\/div><div class=\"jq-ch\"><p class=\"jq-label\">Jump to a moment<\/p><ol class=\"jq-chips\"><li><a class=\"jq-chip\" href=\"https:\/\/youtu.be\/FnYN-kr3hiE?t=0\" data-t=\"0\"><span class=\"jf-t\">0:00<\/span><span>Getting your car fixed after a crash<\/span><\/a><\/li><li><a class=\"jq-chip\" href=\"https:\/\/youtu.be\/FnYN-kr3hiE?t=17\" data-t=\"17\"><span class=\"jf-t\">0:17<\/span><span>The other driver&#x27;s insurance and the appraisal<\/span><\/a><\/li><li><a class=\"jq-chip\" href=\"https:\/\/youtu.be\/FnYN-kr3hiE?t=29\" data-t=\"29\"><span class=\"jf-t\">0:29<\/span><span>When your car is a total loss<\/span><\/a><\/li><\/ol><\/div><\/div><div class=\"jq-answer\"><p class=\"jq-label\">The short answer<\/p><p class=\"jq-a\">Typically, the other side&#x27;s insurance carrier handles it quickly. On our 2026 video, Matthew Graham, who is the managing litigation attorney, describes how the carrier establishes fault and sets up an appraisal, and how paying for the vehicle usually comes first and does not hold up the injury part of the case.<\/p><blockquote class=\"jf-quote\"><p>\u201cThe other side&#x27;s insurance carrier will establish fault and immediately make an appointment for the vehicle to be delivered to be evaluated and appraised for repairs.\u201d<\/p><footer><cite>Matthew Graham<\/cite> <a href=\"https:\/\/youtu.be\/FnYN-kr3hiE?t=15\">at 0:15<\/a><\/footer><\/blockquote><\/div><\/div><\/section><section class=\"jq-sec alt\" aria-labelledby=\"jq-pts-h\"><div class=\"wrap\"><h2 id=\"jq-pts-h\">Key points from Matthew<\/h2><ul class=\"jq-pts\"><li><span class=\"jq-n\" aria-hidden=\"true\">1<\/span><p>Getting your car fixed is among the first worries after a collision, and Matthew Graham says it typically happens very fast.<\/p><\/li><li><span class=\"jq-n\" aria-hidden=\"true\">2<\/span><p>The at fault side&#x27;s insurer establishes fault and promptly schedules the vehicle to be delivered for evaluation and appraisal.<\/p><\/li><li><span class=\"jq-n\" aria-hidden=\"true\">3<\/span><p>If the damage is great enough, the vehicle may be deemed a total loss instead of being repaired.<\/p><\/li><li><span class=\"jq-n\" aria-hidden=\"true\">4<\/span><p>Payment for property damage is usually taken care of early in representation, while treatment and a final resolution often take several months.<\/p><\/li><\/ul><\/div><\/section><section class=\"jq-sec\" aria-labelledby=\"jq-detail-h\"><div class=\"wrap jq-two\"><div class=\"jq-detail\"><h2 id=\"jq-detail-h\">How the car gets handled in the first days<\/h2><p>The attorney starts with the worry he hears first, which is how the car will be fixed. He says it has to happen right away, and in his experience it does. The carrier on the other side decides fault and quickly sets a time for the vehicle to be brought in and appraised.<\/p><p>Sometimes the damage is so heavy that the car is judged a total loss. Either way, he says, these appraisals and property damage payments are settled very early in our representation. The injury side moves differently, since treatment takes time and a final resolution often takes several months, so the two tracks run apart.<\/p><\/div><aside class=\"jq-next\" aria-labelledby=\"jq-next-h\"><h2 id=\"jq-next-h\">What to do about your car now<\/h2><ol><li>Take photos of the damage and keep every estimate, appraisal and receipt connected to your vehicle.<\/li><li>Deliver the car for the appraisal when the insurer sets the time, and tell us if anything seems off.<\/li><li>Keep going to treatment for your injuries, and raise any car concerns with our team as they come up.<\/li><\/ol><\/aside><\/div><\/section><section class=\"jq-sec alt\" aria-labelledby=\"jq-rel-h\"><div class=\"wrap\"><div class=\"jq-deeper\"><p class=\"jq-label\">Read next on our site<\/p><p class=\"jq-rel\">A repaired car can still be worth less than before the crash, and <a href=\"https:\/\/severeinjurylawyers.com\/diminished-value-claim-texas\/\">our diminished value claim page<\/a> explains how Texas drivers can seek that difference.<\/p><\/div><div class=\"jq-relh\"><h2 id=\"jq-rel-h\">Related questions<\/h2><a class=\"jq-all\" href=\"https:\/\/severeinjurylawyers.com\/faq\/\">See all 23 questions<\/a><\/div><div class=\"jc-grid\"><article class=\"jc\"><div class=\"jc-img\"><img src=\"https:\/\/i.ytimg.com\/vi\/Qs_dAJYAKT8\/hqdefault.jpg\" alt=\"Matthew Graham answering on video\" width=\"480\" height=\"360\" loading=\"lazy\" decoding=\"async\"><span class=\"jc-play\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" width=\"16\" height=\"16\"><path d=\"M8 5v14l11-7z\" fill=\"currentColor\"\/><\/svg><\/span><span class=\"jf-len\">1:50<\/span><\/div><div class=\"jc-body\"><h3><a href=\"https:\/\/severeinjurylawyers.com\/faq\/other-driver-blames-me-accident\/\">What can I do if the other driver blames me for the crash?<\/a><\/h3><p class=\"jc-by\">Matthew Graham<\/p><\/div><\/article><article class=\"jc\"><div class=\"jc-img\"><img src=\"https:\/\/i.ytimg.com\/vi\/pyy5c3lRr8o\/hqdefault.jpg\" alt=\"Matthew Graham answering on video\" width=\"480\" height=\"360\" loading=\"lazy\" decoding=\"async\"><span class=\"jc-play\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" width=\"16\" height=\"16\"><path d=\"M8 5v14l11-7z\" fill=\"currentColor\"\/><\/svg><\/span><span class=\"jf-len\">0:39<\/span><\/div><div class=\"jc-body\"><h3><a href=\"https:\/\/severeinjurylawyers.com\/faq\/help-if-i-caused-the-accident\/\">Can you help me if I caused the car accident?<\/a><\/h3><p class=\"jc-by\">Matthew Graham<\/p><\/div><\/article><article class=\"jc\"><div class=\"jc-img\"><img src=\"https:\/\/i.ytimg.com\/vi\/Lk11OM-6AZM\/hqdefault.jpg\" alt=\"Matthew Graham answering on video\" width=\"480\" height=\"360\" loading=\"lazy\" decoding=\"async\"><span class=\"jc-play\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" width=\"16\" height=\"16\"><path d=\"M8 5v14l11-7z\" fill=\"currentColor\"\/><\/svg><\/span><span class=\"jf-len\">1:33<\/span><\/div><div class=\"jc-body\"><h3><a href=\"https:\/\/severeinjurylawyers.com\/faq\/uninsured-driver-hit-me-own-insurance\/\">Will my own insurance pay if an uninsured driver hits me?<\/a><\/h3><p class=\"jc-by\">Matthew Graham<\/p><\/div><\/article><\/div><\/div><\/section><section class=\"jf-close\" aria-labelledby=\"jf-close-h\"><div class=\"wrap\"><h2 id=\"jf-close-h\">Get your car question answered early<\/h2><p class=\"jf-cl\">When the repair process stalls, ring 1-800-INJURED and let our team know where things stand. Our free consultation is open to you, and Hablamos espa\u00f1ol.<\/p><div class=\"jf-cta\"><a class=\"call\" href=\"tel:+18004658733\">Call 1-800-INJURED<\/a><a class=\"msg\" href=\"https:\/\/severeinjurylawyers.com\/contact-us\/\">Free case review<\/a><\/div><p class=\"jf-note\">This video and answer explain Texas law in general terms; they are not advice about your own case, and watching does not make us your lawyers.<\/p><\/div><\/section><\/div>\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/severeinjurylawyers.com\/faq\/car-repairs-after-accident-texas-insurance\/#webpage\",\"url\":\"https:\/\/severeinjurylawyers.com\/faq\/car-repairs-after-accident-texas-insurance\/\",\"name\":\"Car Repairs After a Texas Accident: Who Pays and When\",\"headline\":\"Who pays for car repairs after an accident in Texas?\",\"description\":\"The other side's insurer usually moves first on your car. Matthew Graham, a litigation attorney here, covers repairs and total loss on video.\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\/\/severeinjurylawyers.com\/#website\"},\"about\":{\"@id\":\"https:\/\/severeinjurylawyers.com\/#firm\"},\"publisher\":{\"@id\":\"https:\/\/severeinjurylawyers.com\/#firm\"},\"author\":{\"@id\":\"https:\/\/severeinjurylawyers.com\/about-us\/matthew-graham\/#person\"},\"breadcrumb\":{\"@id\":\"https:\/\/severeinjurylawyers.com\/faq\/car-repairs-after-accident-texas-insurance\/#breadcrumb\"},\"mainEntity\":{\"@id\":\"https:\/\/severeinjurylawyers.com\/faq\/car-repairs-after-accident-texas-insurance\/#video\"},\"primaryImageOfPage\":{\"@type\":\"ImageObject\",\"url\":\"https:\/\/i.ytimg.com\/vi\/FnYN-kr3hiE\/maxresdefault.jpg\"}},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/severeinjurylawyers.com\/faq\/car-repairs-after-accident-texas-insurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/severeinjurylawyers.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Car Accident FAQ\",\"item\":\"https:\/\/severeinjurylawyers.com\/faq\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Who pays for car repairs after an accident in Texas?\",\"item\":\"https:\/\/severeinjurylawyers.com\/faq\/car-repairs-after-accident-texas-insurance\/\"}]},{\"@type\":\"VideoObject\",\"@id\":\"https:\/\/severeinjurylawyers.com\/faq\/car-repairs-after-accident-texas-insurance\/#video\",\"name\":\"Who Pays for Car Repairs After an Accident in Texas?\",\"description\":\"Typically, the other side's insurance carrier handles it quickly. On our 2026 video, Matthew Graham, who is the managing litigation attorney, describes how the carrier establishes fault and sets up an appraisal, and how paying for the vehicle usually comes first and does not hold up the injury part of the case.\",\"thumbnailUrl\":[\"https:\/\/i.ytimg.com\/vi\/FnYN-kr3hiE\/maxresdefault.jpg\"],\"uploadDate\":\"2026-11-03T18:46:26-08:00\",\"duration\":\"PT0M49S\",\"inLanguage\":\"en-US\",\"embedUrl\":\"https:\/\/www.youtube.com\/embed\/FnYN-kr3hiE\",\"url\":\"https:\/\/severeinjurylawyers.com\/faq\/car-repairs-after-accident-texas-insurance\/\",\"sameAs\":\"https:\/\/www.youtube.com\/watch?v=FnYN-kr3hiE\",\"creator\":{\"@id\":\"https:\/\/severeinjurylawyers.com\/about-us\/matthew-graham\/#person\"},\"publisher\":{\"@id\":\"https:\/\/severeinjurylawyers.com\/#firm\"},\"hasPart\":[{\"@type\":\"Clip\",\"name\":\"Getting your car fixed after a crash\",\"startOffset\":0,\"endOffset\":17,\"url\":\"https:\/\/severeinjurylawyers.com\/faq\/car-repairs-after-accident-texas-insurance\/?t=0\"},{\"@type\":\"Clip\",\"name\":\"The other driver's insurance and the appraisal\",\"startOffset\":17,\"endOffset\":29,\"url\":\"https:\/\/severeinjurylawyers.com\/faq\/car-repairs-after-accident-texas-insurance\/?t=17\"},{\"@type\":\"Clip\",\"name\":\"When your car is a total loss\",\"startOffset\":29,\"endOffset\":48,\"url\":\"https:\/\/severeinjurylawyers.com\/faq\/car-repairs-after-accident-texas-insurance\/?t=29\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/severeinjurylawyers.com\/about-us\/matthew-graham\/#person\",\"name\":\"Matthew Graham\",\"jobTitle\":\"Managing Litigation Attorney\",\"url\":\"https:\/\/severeinjurylawyers.com\/about-us\/matthew-graham\/\",\"worksFor\":{\"@id\":\"https:\/\/severeinjurylawyers.com\/#firm\"},\"image\":\"https:\/\/severeinjurylawyers.com\/wp-content\/uploads\/2026\/11\/matthew-graham-litigation-lawyer-300x300.jpg\"},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/severeinjurylawyers.com\/#website\",\"url\":\"https:\/\/severeinjurylawyers.com\/\",\"name\":\"J. Alexander Law Firm\",\"publisher\":{\"@id\":\"https:\/\/severeinjurylawyers.com\/#firm\"},\"inLanguage\":\"en\"}]}<\/script>\n<script>(function(){\n  var root = document.getElementById('jf');\n  if (!root) { return; }\n  var box = root.querySelector('.jq-player');\n  if (!box) { return; }\n  var amp = String.fromCharCode(38);\n  var warm = false;\n  function preconnect(ev){\n    if (warm || !ev.target.closest('a.jf-vid, a.jq-chip')) { return; }\n    warm = true;\n    ['https:\/\/www.youtube-nocookie.com', 'https:\/\/www.youtube.com'].forEach(function(h){\n      var l = document.createElement('link');\n      l.rel = 'preconnect';\n      l.href = h;\n      document.head.appendChild(l);\n    });\n  }\n  function play(t){\n    var f = box.querySelector('iframe');\n    if (!f) {\n      f = document.createElement('iframe');\n      f.title = box.querySelector('img').getAttribute('alt');\n      f.referrerPolicy = 'strict-origin-when-cross-origin';\n      f.setAttribute('allow', 'autoplay; encrypted-media; picture-in-picture; fullscreen');\n      f.setAttribute('allowfullscreen', '');\n      box.querySelector('a.jf-vid').replaceWith(f);\n    }\n    f.src = 'https:\/\/www.youtube-nocookie.com\/embed\/' + box.getAttribute('data-yt') + '?autoplay=1' + (t ? amp + 'start=' + t : '');\n  }\n  root.addEventListener('pointerover', preconnect);\n  root.addEventListener('focusin', preconnect);\n  root.addEventListener('click', function(ev){\n    var a = ev.target.closest('a.jf-vid, a.jq-chip');\n    if (!a) { return; }\n    ev.preventDefault();\n    var t = parseInt(a.getAttribute('data-t') || '0', 10);\n    play(t);\n    if (a.classList.contains('jq-chip')) { box.scrollIntoView({behavior: 'smooth', block: 'center'}); }\n  });\n  \/\/ the key moment links in the page's video markup end in ?t= and a number of seconds: such a visit opens the player there\n  var m = \/[?]t=([0-9]+)\/.exec(location.search);\n  if (m) { play(parseInt(m[1], 10)); }\n})();<\/script>\n\n","protected":false},"excerpt":{"rendered":"<p>Home Car Accident FAQ Who pays for car repairs after an accident in Texas? Fault and insurance Who pays for car repairs after an accident in Texas? Answered on video by Matthew Graham, Managing Litigation Attorney 0:49 Jump to a moment 0:00Getting your car fixed after a crash 0:17The other driver&#x27;s insurance and the appraisal [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":23669,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/full-width.php","meta":{"_seopress_titles_title":"Car Repairs After a Texas Accident: Who Pays and When","_seopress_titles_desc":"The other side's insurer usually moves first on your car. Matthew Graham, a litigation attorney here, covers repairs and total loss on video.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"https:\/\/i.ytimg.com\/vi\/FnYN-kr3hiE\/maxresdefault.jpg","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":1280,"_seopress_social_fb_img_height":720,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"https:\/\/i.ytimg.com\/vi\/FnYN-kr3hiE\/maxresdefault.jpg","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"_gspb_post_css":"","footnotes":""},"class_list":["post-23683","page","type-page","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/severeinjurylawyers.com\/es\/wp-json\/wp\/v2\/pages\/23683","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/severeinjurylawyers.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/severeinjurylawyers.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/severeinjurylawyers.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/severeinjurylawyers.com\/es\/wp-json\/wp\/v2\/comments?post=23683"}],"version-history":[{"count":3,"href":"https:\/\/severeinjurylawyers.com\/es\/wp-json\/wp\/v2\/pages\/23683\/revisions"}],"predecessor-version":[{"id":23786,"href":"https:\/\/severeinjurylawyers.com\/es\/wp-json\/wp\/v2\/pages\/23683\/revisions\/23786"}],"up":[{"embeddable":true,"href":"https:\/\/severeinjurylawyers.com\/es\/wp-json\/wp\/v2\/pages\/23669"}],"wp:attachment":[{"href":"https:\/\/severeinjurylawyers.com\/es\/wp-json\/wp\/v2\/media?parent=23683"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}