Boat moored at a wooden dock on a North Texas lake at golden hour, Texas boating accident lawyers J. Alexander Law Firm
Texas Lakes, Bays & CoastBoating Accident Lawyers

Texas Boating Accident Lawyers

A Texas boating accident lawyer goes after everyone whose negligence put you in the water, not just the person at the wheel. Lake and bay wrecks clear within hours and the rules out there are looser than on any road, so we move fast to lock down the evidence before it drifts away. You pay nothing unless we win.

4.9 ★★★★★ on 568+ Google reviews
01Texas lakes, bays & coast

A boating wreck is not just a car crash on water.

A Texas boating accident case is different from a Texas car accident claim because the water erases the scene within hours, the safety rules out there are far looser, and more than one party, the operator, the boat’s owner, a rental company, a marina, is usually on the hook. It all plays out across some of the most crowded recreational water in the country.

That mix changes the wrecks we see, and who has to answer for them:

Boat-on-boat and fixed-object collisions, the most frequent boating wreck, usually from speed, inattention, or a missed right-of-way.

Wake and ejection injuries, when passengers are thrown from a boat or slammed by a reckless wake, a common cause of the traumatic brain injuries we see on the water.

Propeller strikes near swimmers, among the most severe injuries on the water, often from operator error.

36Texans killed in boating accidents on state waters in a single year.
207Boating accidents reported on Texas waters that same year.
1 in 4Texas sees roughly one death for every four boating accidents, among the worst rates in the nation.
Sources: Texas Parks & Wildlife boating incident data, 2022; U.S. Coast Guard Recreational Boating Statistics, 2023.
02Why these wrecks happen

Most boating wrecks trace back to a preventable choice.

The Coast Guard names the same causes year after year: operator inattention, a poor lookout, inexperience, excessive speed, machinery failure, and alcohol. Almost none of these are accidents in the true sense. They are choices, and finding the choice in the records is how a claim turns from your word against theirs into proof.

Inattention

Eyes off the water

Operator inattention is the Coast Guard’s number-one listed cause. On open water, a few seconds of distraction covers a surprising amount of ground.

Lookout

No one keeping watch

Boats have blind spots too. Failing to keep a proper lookout is one of the top causes of collisions on crowded lakes and bays.

Inexperience

Untrained at the helm

Most boating deaths happen on boats run by operators with no safety instruction. Rental counters put beginners on fast machines with little warning.

Speed

Too fast for the water

A speeding boat needs room to turn or stop. Near docks, swimmers, and other craft, speed turns a near miss into a direct hit.

Alcohol / BWI

Drinking at the wheel

Alcohol is the leading known factor in fatal boating accidents. Operating a boat while intoxicated is a crime in Texas, much like a drunk driving crash on the road, and it changes how we build the case.

Equipment

Neglected boats and parts

Steering, throttle, and hull failures trace back to skipped maintenance, and sometimes to a defective part the maker should answer for.

03How we build it

The water erases the scene. We get to the proof first.

Open water keeps no skid marks, no traffic cameras, no fixed lanes. The proof lives in records other people control and in evidence that drifts away within hours. We move to lock it down the day we are hired, before it is lost or quietly revised.

What we lock down

The TPWD or Coast Guard accident report and any game warden notes from the scene.

Any intoxication testing of the operator, where alcohol or drugs were involved.

GPS, chartplotter, and engine data from the vessel, where it exists.

Marina, rental, and livery records, including the rental agreement and who was cleared to operate.

Maintenance and inspection history on the boat, its engine, and its parts.

Witness accounts, photos, and video captured before the scene clears.

Who we bring in

Marine accident reconstruction experts to rebuild the wreck from the physical evidence.

Navigation specialists on right-of-way and the rules of the water.

Treating doctors and medical experts to tie your injuries to the crash, on the record.

Life care planners to price out future care after a catastrophic injury.

Vocational and economic experts when an injury limits or ends your ability to work.

The rules these cases turn on

Texas boating runs on the Texas Water Safety Act and TPWD regulations: who must take a boater-education course, what safety gear is required, the duty to stop and report a serious accident, and the ban on operating while intoxicated. Out on the water, the federal Navigation Rules decide who had the right of way. When someone breaks one of those rules, it usually shows in the records, and that is often what proves negligence.

The insurer wants a fast, small check before the water clears and the records come in. We want the full picture, on paper, before anyone talks settlement.

General process; every case is handled on its own facts.
“I spent over a decade directing insurance defense. I know exactly what a carrier looks for to deny or shrink your claim, because I found it for them.”
Managing Litigation Attorney · former insurance defense director
04Who we help

The boating cases we see across Texas.

We handle the full range of Texas boating and watercraft injuries: boat collisions, jet ski and PWC crashes, propeller injuries, drownings and wrongful death, hurt passengers and guests, and wrecks on rented or chartered boats. Who hit you, and how, decides who pays and from which policy.

Collisions

Boat-on-boat & fixed-object

Collisions and groundings are the most frequent boating wrecks. Speed, inattention, and right-of-way mistakes are usually behind them.

PWC

Jet ski & personal watercraft

Personal watercraft are fast, hard to stop, and often rented to first-timers. They account for a large share of the injuries we see.

Propeller

Propeller strikes

Among the most severe boating injuries, often when an operator backs up or restarts near a swimmer who is already in the water. These strikes can cause catastrophic spinal cord injuries and amputations.

Fatal

Drownings & wrongful death

Most boating deaths are drownings. When a family loses someone on the water, a wrongful death claim can hold the responsible party accountable.

On board

Passengers & guests

If you were a passenger, you almost always have a claim, no matter which operator was at fault. You did not have to be driving to recover.

Livery & charter

Rented & chartered boats

A rental or charter company that hands a boat to an unqualified operator, or skips maintenance, can share the blame for what follows, much like a premises liability claim against a careless property owner.

05Value & risk

What your case is worth, and how we think about it.

There is no honest average for a Texas boating case. Yours depends on how badly you were hurt, how clearly someone else was at fault, and how much insurance sits behind them. Anyone who quotes a number before seeing your records is guessing.

Injury & future care

The lasting medical picture, not just today’s bills; surgery, long recovery, and ongoing care all raise the stakes.

How clear the fault is

The cleaner the proof that someone else was negligent on the water, the stronger your leverage.

How much coverage exists

A boat policy, a homeowner’s or umbrella policy, a rental company, or a marina can each add a layer of insurance to reach.

Lost earning capacity

What the injury costs your ability to work, now and for years ahead, counts as much as the bills.

Where the money actually comes from

A boating claim often reaches more than one policy: the operator’s boat or watercraft liability coverage, a homeowner’s or umbrella policy that may extend to a vessel, a rental, livery, or marina company’s coverage, and, when none of that is enough, your own uninsured or underinsured motorist coverage. Finding every layer is part of the job, because the size of a recovery depends on how much coverage we can reach.

How we handle the risk. You pay nothing up front. Our fee comes out of the recovery, and only if we win, so we can tell you honestly whether an offer is fair or worth taking to trial. Under Texas law, being more than 50% at fault can bar recovery, which is one more reason to lock the evidence down early. We will tell you plainly when an offer is fair, and when it is worth pushing further. Past results do not guarantee a similar outcome.

Bilingual representation

Texas bilingual lawyers, in the language you think in.

Yes. Our team works in English and Spanish, so if English is not your first language, you can tell us what happened in your own words and follow every step of your case.

Hablamos español. La consulta es gratis y no paga nada a menos que ganemos.

A native Spanish speaker, Laura handles serious injury and wrongful death cases for Spanish speaking clients across Texas, start to finish, in their own language.

Senior Associate Attorney · bilingual, English & Spanish
06Client voices

What our clients actually say.

Real reviews and video testimonials from people the firm has represented. Past results do not guarantee a similar outcome.

Video testimonials · in their own words
★★★★★
Client testimonial · Dallas, TX
★★★★★
Client testimonial · Texas
★★★★★
Client testimonial · Texas
★★★★★

“They took the time to answer all my questions and made me feel confident in them. The whole staff was very friendly and professional.”

Cecilia G.
★★★★★

“After speaking with them I could finally relax. Rodrigo made sure my physical therapy was covered and has been invaluable to us.”

Kelly H.
★★★★★

“A very good experience with Rodrigo. He was knowledgeable and responsive to every question I had about my situation.”

Rolando M.
★★★★★

“The team was professional, and knowledgeable. They made the whole legal process smooth and stress free.”

Ricardo S.
★★★★★

“Their communication went above and beyond. They handled all my medical visits and my settlement was way more than I expected.”

Maudie B.
★★★★★

“Muchas gracias Rodrigo y a todo el equipo. si están envueltos en un accidente te ayudan en todo el proceso.”

Miguel
★★★★★

“Excelente servicio al cliente, muy atentos con sus clientes. La comunicación es muy buena.”

Salvador T.
★★★★★

“She walked me through the whole process and kept checking in, not just on the next step but on how I was doing.”

McKenna B.
★★★★★

“They took the time to answer all my questions and made me feel confident in them. The whole staff was very friendly and professional.”

Cecilia G.
★★★★★

“After speaking with them I could finally relax. Rodrigo made sure my physical therapy was covered and has been invaluable to us.”

Kelly H.
★★★★★

“A very good experience with Rodrigo. He was knowledgeable and responsive to every question I had about my situation.”

Rolando M.
★★★★★

“The team was professional, and knowledgeable. They made the whole legal process smooth and stress free.”

Ricardo S.
★★★★★

“Their communication went above and beyond. They handled all my medical visits and my settlement was way more than I expected.”

Maudie B.
★★★★★

“Muchas gracias Rodrigo y a todo el equipo. si están envueltos en un accidente te ayudan en todo el proceso.”

Miguel
★★★★★

“Excelente servicio al cliente, muy atentos con sus clientes. La comunicación es muy buena.”

Salvador T.
★★★★★

“She walked me through the whole process and kept checking in, not just on the next step but on how I was doing.”

McKenna B.
Reviews reflect individual client experiences. Past results do not guarantee a similar outcome.
07Common questions

Texas boating accident FAQ.

Straight answers, specific to Texas, to what people ask most after a boating accident. Not sure how it applies to you? A free review sorts it out.

How long do I have to file a boating accident claim in Texas?
Under Texas Civil Practice and Remedies Code § 16.003, you generally have two years from the date of the accident to file suit, and a wrongful death claim runs two years from the date of death. The evidence on the water disappears long before that deadline, so the sooner we start, the more we can preserve.
Do I still have a case if no game warden or police came?
Often, yes. Many lake and bay wrecks are never formally investigated. We can reconstruct what happened with marine experts, witness accounts, marina and rental records, and physical evidence, so a thin paper trail does not end your claim.
Does Texas require a boating accident to be reported?
Yes. Texas law requires the operator to stop, render aid, and report a serious accident, with a written report generally due within 30 days when there is a death, an injury beyond first aid, or significant property damage (Texas Parks & Wildlife). If you were the injured passenger, we can help you find out what was, and was not, done.
The other operator was drinking. Does that change my case?
It can. Boating while intoxicated is a crime in Texas, and an impaired operator’s conduct can support damages on top of your medical bills and lost wages. We pursue every available source of recovery.
Who can be held responsible for a boating accident?
More than just the operator. Depending on the facts, the boat’s owner, a rental or charter company, a marina, or the maker of a defective part can share liability, each with separate insurance. We work to identify all of them.
What if the boating wreck was partly my fault?
You can still recover under Texas’s modified comparative fault rule (§ 33.001), as long as you were 50% or less at fault, with your award reduced by your share. At 51% or more you recover nothing, which is why the other side works to push blame onto you.
How much is my boating accident case worth?
There is no honest average, because value depends on injury severity, how clear the fault is, and how much insurance is available. Past results do not guarantee a similar outcome, and any lawyer who quotes a number before reviewing your records is guessing.
What if my family member drowned or was killed on the water?
Texas wrongful death law lets a surviving spouse, children, and parents recover for their loss, and a separate survival claim covers what your loved one endured. The deadline is generally two years from the date of death. We handle these cases gently and carry the legal weight so your family does not have to.
Should I talk to the boat owner’s or rental company’s insurer?
Not without a lawyer. A recorded statement is used to lock in words that can be turned into fault later. Let our office handle all communication so nothing you say is used to reduce your claim.
How much does a boating accident lawyer cost?
We work on a contingency fee: nothing upfront, and fees are collected only if we recover for you. In most cases that arrangement also covers the investigation and expert costs along the way.
Free consultation

Hurt on the water
in Texas? Let’s talk.

Tell us what happened and we will tell you, honestly, where you stand under Texas law and what your case looks like. We represent injured boaters across Texas, from the North Texas lakes to the Gulf coast. The review is free, the evidence is fading, and you owe nothing unless we win.

No fee until we win Bilingual English & Español 24/7 intake