San Antonio Car Accident Lawyers
Ready for trial.

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01Why it matters who you hire

Texas auto insurance companies don’t pay fairly on their own.

Auto accident insurance companies in Texas know which firms file suit and which ones just send a demand letter and take the first check. The offer you get is shaped by the reputation of the name on your paperwork.

Our managing litigation attorney spent over a decade on the insurance defense side, building the very playbook carriers use to lower your payout. We put that knowledge to work for drivers hurt across San Antonio, from I-10 and Loop 410 to Loop 1604, US-281, and I-35.

2 yrsThe general Texas deadline to file a car accident suit (Tex. Civ. Prac. & Rem. Code § 16.003)
51%The fault threshold that can bar recovery in Texas (§ 33.001). Under it, you can still collect
$0What you pay up front. No fee unless we win your case
Statutes: Texas Civil Practice & Remedies Code
02How San Antonio crashes happen

The wreck wasn’t your fault. Proving it is the job.

Most crashes we handle in Bexar County come down to another driver’s choice. Here are the patterns we see most, and what the at-fault driver usually did.

01 / Rear-end

You’re rear-ended in stop-and-go traffic

A driver follows too close on Loop 410 or I-35 and hits you when traffic stops. Even a “low-speed” rear-end can cause neck and back injuries that show up days later.

02 / Failure to yield

You’re hit by a left turn or rolled stop

A driver turns left across your path or rolls a stop sign at an intersection. They “didn’t see you,” which is an admission of inattention, not a defense.

03 / Drunk / impaired

You’re hit by an impaired driver

A DWI driver crosses a lane or runs a light. A criminal charge can run alongside your civil claim, and dram-shop liability may reach the bar or restaurant that over-served.

04 / Distracted

You’re hit by a driver on their phone

Texting, navigation, a dropped item. A moment of distraction at highway speed. Phone records and vehicle data can turn “I looked away for a second” into clear liability.

05 / Rideshare

You’re in an Uber or Lyft crash

Rideshare crashes layer extra insurance questions on top of fault. Which policy applies often depends on whether the app was on and a ride was active, and those details change what’s available to you.

06 / Hit-and-run / uninsured

The driver fled or had no coverage

If the at-fault driver runs or has no insurance, your own uninsured/underinsured motorist coverage may step in. We also look for other responsible parties you might not have considered.

Whatever the pattern, the insurer’s first instinct is to shift blame onto you to cut the payout. That’s why building the evidence early matters so much: the scene, the report, the vehicle data, the witnesses.

Crash patterns reflect the types of cases the firm handles across Bexar County.
03Were you partly at fault?

They’ll try to pin part of it on you. In Texas, that isn’t the end.

Texas uses modified comparative fault (Tex. Civ. Prac. & Rem. Code § 33.001). If you’re partly to blame, your recovery is reduced by your percentage, not erased.

The catch is the 51% rule: if you’re found more than 50% at fault, you recover nothing. That’s exactly why insurers push to inflate your share. Drag the slider to see how it works on an example.

Drag to your share of the fault
$80,000
recovered on a $100,000 example, at 20% your fault
0% you50%100%

At 20% at fault, your 20% share comes off the top; you keep $80,000 of the example.

Illustration on a $100,000 example. In Texas, more than 50% at fault bars recovery under § 33.001. Real percentages and values depend entirely on the facts of your case.

Josh Alexander
Josh’s take

Adjusters love to assign you a fault percentage early, before any of the real evidence is in, because every point they add to your share comes straight off your check. Texas decides fault on the facts (the report, the data, the witnesses), not on the adjuster’s first guess. Don’t accept their number as final.

Josh Alexander · Founder & Managing Attorney

04How much can you get?

What is a San Antonio car accident case actually worth?

There’s no honest single number. Value tracks your injuries, your bills, your lost income, the fault split, and the insurance actually available to pay.

Minor injuriesLower range
Soft-tissue strains and minor injuries that heal with time and basic treatment.
More serious injuriesMid range
Fractures, surgery, herniated discs, time off work, and bills that keep arriving.
Catastrophic or wrongful deathTop range
A brain or spinal injury, an amputation, or a death. These can reach the highest figures when coverage and liability support it.

Every case is different. These ranges describe general severity tiers, not a promise about yours. In Texas, being more than 50% at fault can prevent recovery, and your award is reduced by your fault share. Past results do not guarantee a similar outcome.

What we can help you recover

A fair number is built from the pieces below. How much you actually collect depends on how strong each one is, and on the policy limits available.

Medical bills

Past and future treatment: the ER visit, imaging, surgery, therapy, and whatever your doctors say comes next. Every record builds the number.

Lost income

The wages you miss while you heal, plus reduced earning power if the injury changes what you can do for work going forward.

Pain & impact on life

The non-economic harm: pain, limits on daily life, and the things you can no longer do the way you used to.

Fault & coverage

Your fault share reduces the award, and the at-fault driver’s policy limits cap what’s collectable, which is where UM/UIM coverage can matter.

05Verdicts & settlements

The recoveries do the talking.

A sample of motor vehicle recoveries, shown the way we work every case: the problem we were handed, what we did about it, and the result for the client.

See all verdicts & settlements
18-Wheeler · Wrongful death
ProblemA family lost someone they loved in a collision with a commercial 18-wheeler.
What we didBuilt liability against the trucking company and its insurer, and prepared the case for trial.
$15MRecovered for Brittany C.
18-Wheeler · Wrongful death
ProblemA wrongful death claim against a commercial trucking company after an 18-wheeler crash.
What we didPursued the trucking company and its carrier and worked the case up for a jury.
$2.55MRecovered for Jerry C.
Motor vehicle
ProblemInjuries from a motor vehicle collision and an insurer looking to pay as little as possible.
What we didWorked the case up as a trial file rather than chasing a quick, low settlement.
$1MRecovered for Carlos R.

Prior results do not guarantee or predict a similar outcome in any future case. Each case is unique and depends on its own facts. The amounts shown are gross recoveries before attorney fees, case expenses, and medical liens, and client names have been shortened to protect privacy. These recoveries reflect motor vehicle cases handled by J. Alexander Law Firm across its Texas and Oklahoma offices.

We feel for you

Surviving the crash is the first step. The fight begins now.

Getting your life back takes time, money, and a team that won’t quit on you. We carry the claim (the calls, the records, the adjusters) so you can focus on healing.

06After a San Antonio crash

What to do in the first few days.

What you do early can shape the whole claim. It doesn’t have to be perfect. Here’s what helps, and what to avoid.

Talk to a lawyer before you give any insurer a recorded statement. That first call is where adjusters get the words they later use to cut your payout.

Get checked out, even if you feel okay

Adrenaline hides pain. Whiplash, concussions, and back injuries can surface a day or two later. A medical record from the day of the crash ties your injuries to the wreck. Gaps in treatment are the #1 thing insurers use against you.

Document the scene and get the report

Photograph the vehicles, the road, signs, and license plates. Exchange information and get witness contacts. SAPD (or the Bexar County Sheriff outside city limits) files a crash report. Request your CR-3 through the City of San Antonio or TxDOT once it’s available.

Say less to the adjuster

Give factual basics. Don’t admit fault, don’t guess at your injuries, and don’t give a recorded statement to the other driver’s insurer before you’ve spoken with a lawyer.

Stay off social media

Don’t post the crash, your injuries, or your recovery. A single photo can be pulled out of context by the defense to argue you weren’t really hurt.

Know the two year deadline

Texas generally gives you two years from the crash to file (§ 16.003). If a city or government vehicle was involved, a much shorter written notice deadline can apply, sometimes only months, so confirm yours early.

Don’t sign before you settle

Early offers arrive before anyone knows the full cost of your injuries. Once you sign and cash it, the claim is closed for good. Have a lawyer read any offer, and your own policy, with you first.

08Common questions

San Antonio car accident FAQ.

Straight answers, specific to Texas and Bexar County. Not sure how it applies to you? A free review sorts it out.

Legally reviewed by Josh Alexander
How long do I have to file a car accident claim in San Antonio?
Texas generally gives you two years from the crash date to file suit (Tex. Civ. Prac. & Rem. Code § 16.003). Shorter deadlines apply in some situations. Claims involving a city or government vehicle can require written notice within months. Missing your deadline can permanently bar the claim, so confirm it early.
What is my car accident case worth?
No honest average exists. Value depends on injury severity, past and future medical costs, lost income, pain and suffering, your fault percentage, and the insurance actually available. The “averages” you see online are skewed by a few large verdicts. A case-specific evaluation is the only reliable estimate.
Can I still recover if I was partly at fault?
Usually yes. Under Texas modified comparative fault (§ 33.001), your recovery is reduced by your share of the blame rather than erased, but if you’re found more than 50% at fault, you’re barred. Because the fault split drives the dollars, that’s where much of the fight happens.
How much does a car accident lawyer in San Antonio cost?
Nothing up front. We work on contingency, so our fee is a percentage of the recovery, and there’s no fee unless we win your case. Case costs like expert witnesses and filing fees are typically advanced by the firm. Your fee agreement spells out the exact terms.
What should I say to the insurance adjuster?
As little as possible. Provide your name, insurance details, and the crash location. Don’t admit fault, don’t describe your injuries in detail, and don’t agree to a recorded statement before talking to a lawyer. Their questions are designed to lock in answers that reduce your payout.
How long does a car accident case take in Bexar County?
Many cases resolve in several months to a year and a half. Cases with disputed liability or catastrophic injuries can take longer once litigation starts. Firms willing to file suit and try a case often recover more than those chasing a fast, low settlement, even when it takes longer.
What if the driver who hit me had no insurance or fled?
Your own uninsured / underinsured motorist (UM/UIM) coverage can apply when the at-fault driver has no insurance, too little, or flees. It depends on your policy language, and there may be other responsible parties, so it’s worth having someone read your policy with you.
Should I go to the ER even if I feel fine?
Yes. Adrenaline masks pain, and delayed symptoms like headaches, neck and back pain, and numbness often signal injuries that weren’t obvious at the scene. Medical records from the day of the crash are critical evidence, and gaps in treatment are the most common argument insurers use to reduce a payout.
Our San Antonio office

Tell us what happened. We’ll tell you straight.

12621 Silicon Dr., Suite 112
San Antonio, TX 78249
Bexar County · Open 24 hours
Speak to an attorney now (210) 901-6192
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Or request a free case review

The firm responds to every inquiry within one business hour during business hours, and within 12 hours overnight.